Stone Harbor Borough, New Jersey
Population 736

Overview

Housing
Median Home Value
$1,000,001
Half are $665,200 - $1,000,001
Median Monthly Owner Costs
$2,625
With a Mortgage
Median Monthly Rent
$1,120
Includes Utilities
Median Year Housing Built
1971
Employment & Commute
Median Household Income
$62,000
Poverty Rate
8%
Unemployment Rate
8.4%
Education
Percent with a High School Diploma
97%
Ages 25+
Percent with a College Degree
59%
Ages 25+
Percent with a Post Grad Degree
19%
Ages 25+
Demographics
Seniors
44%
Ages 65+

The city of Stone Harbor is a rural city located in southern New Jersey near Atlantic Ocean. It is one of 12 cities in Cape May County.

Stone Harbor, NJ is a Place (Borough):
Often referred to as cities, places can be categorized as Census Designated Places (CDP) or legal entities. The places that are legal entities provide governmental functions. CDPs have no governmental authority and exist only for statistical purposes. They are similar to legal entities in that they are a concentrated population identifiable by a name. Neither cross state lines, but may extend across county lines. A CDP may not extend into a legal entity.
Need a wider view? Stone Harbor, NJ is a part of the Ocean City, NJ Metro Area.

Housing

1971

Median Year Housing was BuiltAll Housing Including Owner/Renter Occupied and Unoccupied

Year Housing was BuiltAll Housing Including Owner/Renter Occupied and Unoccupied

80.6%

Estimated Vacation Homes

This estimate includes housing for seasonal, recreational, or occasional use

1.8%

Estimated Abandoned Homes

This estimate includes vacant housing that is not for rent, rented, for sale, sold, for seasonal/recreational/occasional use, or for migrant workers.

85.6%

Home Ownership PercentageOccupied Housing Units

83

Price to Rent RatioOccupied Housing Units

The price to rent ratio compares home values to rental costs. Values over 20 indicate that it is likely more affordable to rent. Values under 15 indicate that it is likely more affordable to buy. Values between 15 and 20 indicate that extra judgment must be taken when making housing decisions. It is calculated as the median home value divided by the median annual contract rent (ie. rent without additional utilities).

$1,000,001

Median Owner Occupied Home Value

$2,625

Median Monthly Ownership CostsOwner Occupied Housing Units with a Mortgage

Monthly housing costs include mortgage payments, real estate taxes, insurance, utilities, and condo fees. When comparing to monthly rental costs, be careful to also look at the median number of bedrooms. Owner occupied homes generally include more bedrooms than rentals.

16.1

Housing Affordability (Median Multiple)

The median multiple is the ratio of median house price by the median annual household income. In other words, how many years would it take for the median income to pay off the median home price? Higher values indicate that the incomes in the area are not high enough to warrant the higher home prices. Anything under 3 is considered affordable while higher values indicate that housing is not affordable.

38%

Housing Cost Burdened Owners

Federally subsidized housing programs set the maximum affordable housing cost at 30% of income. This threshold has become a measure of housing affordability and is intended to make sure that households have enough money to for other needs including food, clothing, transportation, etc. Anyone spending more than 30% of their income on housing is considered house burdened because it becomes difficult to afford many of the other necessities of living.

$1,120

Median Monthly Rent and Utility CostsRenter Occupied Housing Units with Housing Costs

Monthly housing costs include rent and utilities. When comparing to monthly ownership costs, be careful to also look at the median number of bedrooms. Owner occupied homes generally include more bedrooms than rentals.

Employment

$62,188

Median Household Income

Household Income

57.7

Household Income Inequality

Income inequality is measured using the Gini coefficient. Lower values indicate that household income is spread evenly across the income groups. Higher values indicate that one income group is much more common than others.

8%

Poverty Rate

Poverty status uses the standards set by the Office of Management and Budget (OMB). If a family's total income is less than a certain threshold, every person in the family is considered to be in poverty. The threshold varies based on family size, composition, and age.

$37,500

Median Annual Individual EarningsPast 12 months for the Population Ages 16+ With Earnings

36%

Unadjusted Gender Pay GapPopulation Ages 16+ with Earnings

The unadjusted gender pay gap is the median indvidiual female earnings as a percentage of male earnings. In other words, women who work in Stone Harbor, NJ generally make around 3574% of what men do. Much of that difference is likely due to the number of hours worked (see the Full Time vs Part Time Work chart), occupations chosen (see the Employed by Occupation chart), education, and job experience. Adjusting for each of those factors to see what women with similar qualifications and jobs make compared to men is difficult, but the adjusted pay gap would be more likely to show the difference due to discrimination, difference in ability, or willingness to negotiate pay. For these reasons, differences in the gender pay shown here may be more likely to show the gender ideals in an area than the discriminatory practices. It is also worth noting that the 42% of men and 60% of women ages 16+ that did not have earnings were not included in the calculation.

8.4%

Unemployment RatePopulation Ages 16+ in the Civilian Labor Force

To classify as unemployed, people must not be in the military and must be actively looking for work (also known as the U3 measure of unemployment which is the official unemployment rate). In Stone Harbor, NJ, 54% of the population ages 16+ are not employed, but are also not looking for work so they are not considered in the unemployment rate. See the Labor Force Participation Rate for more information.

46%

Labor Force Participation RatePopulation Ages 16+

People in the labor force include those in the armed forces as well as civilians who are employed or classified as unemployed. To classify as unemployed, people must be actively looking for work. Common people that are not considered in the labor force are students, homemakers, retired workers, seasonal workers not currently looking for work, and institutionalized people. In Stone Harbor, NJ, 54% of people are neither employed or looking for work.

Means Of Transportation To WorkWorkers Ages 16+

Car, truck, etc.
73%
Public transportation
1%
Taxi
0%
Bicycle, Walked, or Other Means
16%
Worked at Home
9%

Time Arriving at WorkWorkers Ages 16+ Who Did Not Work at Home

Education

Educational AttainmentPopulation Ages 25+

Less than High School Diploma
3%
High School Graduate
38%
Associate's degree
5%
Bachelor's degree
35%
Master's degree
11%
Professional school degree
6%
Doctorate degree
2%
97%

Percent with a High School DiplomaPopulation Ages 25+

High school diplomas include equivalencies, but do not include those who reported completing grade 12 without a diploma.

59%

Percent with a College DegreePopulation Ages 25+

College degrees include those with an Associate's, Bachelor's, Master's, Professional school, or Doctorate degree.

19%

Percent with a Post Graduate DegreePopulation Ages 25+

Post graduate degrees include those with a Master's, Professional school, or Doctorate degree.

Demographics

736

Total Population

Life Stages

Children Under 10
2%
Children 10-17
5%
Young Adult Singles
10%
Middle Aged and Married
26%
Seniors
44%
Other
13%
44%

Seniors (Ages 65+)

Marital Status of FemalesPopulation Ages 15+

Household Composition

Single female/male families do not necessarily denote single parent households. Single householders living with siblings, their aging parents, or any other relatives would be included.

Married Couples
47%
Single Female Families
4%
Single Male Families
1%
Householder Living Alone
41%
Householder Living with Non-Relative
6%

Race

White
99%
Black
1%
American Indian or Alaskan
0%
Asian
0%
Pacific Islander
0%
Other
0%
Two Plus Races
0%
3

Racial and Ethnic Diversity

The racial and ethnic diversity index measures the probability that any two people chose at random from Stone Harbor, NJ are of different races or ethnicities where higher numbers represent more diversity. It was developed by the University of North Carolina and USA Today in 1991 and adapted in 2000 to account for differences in Census questions. It uses the same calculation methods as the Gini Index used by the Census Bureau to determine household income inequality.

Climate

The climate estimates use Stone Harbor, NJ weather from 1971 to 2000 at the nearest official weather station which is located at CAPE MAY 2 NW.

Average Daily Temperatures by Month (°F)

Average Monthly Precipitation (Inches)

Summer High Temps

This weather station's average summer high temps are lower than 67% of other weather stations.

Winter Low Temps

This weather station's average winter low temps are higher than 70% of other weather stations.

Precipitation Levels

This weather station's average precipitation levels are higher than 62% of other weather stations.

Entity Info

PropertySourceValue
State2013 ACSNJ
Summary Level2013 ACS160 (place)
Logical Record Number2010 Census0190959
Logical Record Number2013 ACS0010743
Region2013 ACS1
Division2013 ACS2
State FIPS2013 ACS34
Place FIPS2013 ACS71010
Metro Micro Politan Statistical Area Principal City Indicator2010 CensusN
New England City & Town Area Principal City Indicator2010 CensusN
Name2010 CensusStone Harbor borough
Name2013 ACSStone Harbor borough, New Jersey
Functional Status Code2010 CensusA
Legal Statistical Area Description Code2013 ACS21
State ANSI2010 Census01779795
Place ANSI2010 Census00885410
Full GEOID2013 ACS16000US3471010
GEOID2013 ACS3471010
Population2010 Census866
Population2013 ACS736
Housing Units2010 Census3,247
Housing Units2013 ACS3,095
Land Area2013 ACS1.4 square miles
Water Area2013 ACS0.6 square miles
Population Density2013 ACS526.6 people per sq. mile
Minimum Bounding Rectangle Or Bounding Box2013 ACS[39.017527,-74.789678], [39.065919,-74.746792485416],
Centroid Or Center Coordinates2013 ACS39.042396691535, -74.769167227825
FIPS Place Class Code2010 CensusC5
Place Size Code2010 Census08