The city of Rowley is a rural city located in northeast Massachusetts near the Merrimack River. It is one of 10 cities in Essex County. While many may refer to Rowley as a city, it actually is a census designated place (CDP).
|Rowley, MA is a Place (Census Designated):|
Often referred to as cities, places can be categorized as Census Designated Places (CDP) or legal entities. The places that are legal entities provide governmental functions. CDPs have no governmental authority and exist only for statistical purposes. They are similar to legal entities in that they are a concentrated population identifiable by a name. Neither cross state lines, but may extend across county lines. A CDP may not extend into a legal entity.
Median Year Housing was BuiltAll Housing Including Owner/Renter Occupied and Unoccupied
Home Ownership PercentageOccupied Housing Units
Price to Rent RatioOccupied Housing Units
The price to rent ratio compares home values to rental costs. Values over 20 indicate that it is likely more affordable to rent. Values under 15 indicate that it is likely more affordable to buy. Values between 15 and 20 indicate that extra judgment must be taken when making housing decisions. It is calculated as the median home value divided by the median annual contract rent (ie. rent without additional utilities).
Median Owner Occupied Home Value
Median Monthly Ownership CostsOwner Occupied Housing Units with a Mortgage
Monthly housing costs include mortgage payments, real estate taxes, insurance, utilities, and condo fees. When comparing to monthly rental costs, be careful to also look at the median number of bedrooms. Owner occupied homes generally include more bedrooms than rentals.
Average Annual Real Estate Taxes as a Percent of Home ValueOwner Occupied Housing Units
Housing Affordability (Median Multiple)
The median multiple is the ratio of median house price by the median annual household income. In other words, how many years would it take for the median income to pay off the median home price? Higher values indicate that the incomes in the area are not high enough to warrant the higher home prices. Anything under 3 is considered affordable while higher values indicate that housing is not affordable.
Housing Cost Burdened Owners
Federally subsidized housing programs set the maximum affordable housing cost at 30% of income. This threshold has become a measure of housing affordability and is intended to make sure that households have enough money to for other needs including food, clothing, transportation, etc. Anyone spending more than 30% of their income on housing is considered house burdened because it becomes difficult to afford many of the other necessities of living.
Median Monthly Rent and Utility CostsRenter Occupied Housing Units with Housing Costs
Monthly housing costs include rent and utilities. When comparing to monthly ownership costs, be careful to also look at the median number of bedrooms. Owner occupied homes generally include more bedrooms than rentals.
Median Household Income
Household Income Inequality
Income inequality is measured using the Gini coefficient. Lower values indicate that household income is spread evenly across the income groups. Higher values indicate that one income group is much more common than others.
Poverty status uses the standards set by the Office of Management and Budget (OMB). If a family's total income is less than a certain threshold, every person in the family is considered to be in poverty. The threshold varies based on family size, composition, and age.
Median Annual Individual EarningsPast 12 months for the Population Ages 16+ With Earnings
Unadjusted Gender Pay GapPopulation Ages 16+ with Earnings
The unadjusted gender pay gap is the median indvidiual female earnings as a percentage of male earnings. In other words, women who work in Rowley, MA generally make around 11566% of what men do. Much of that difference is likely due to the number of hours worked (see the Full Time vs Part Time Work chart), occupations chosen (see the Employed by Occupation chart), education, and job experience. Adjusting for each of those factors to see what women with similar qualifications and jobs make compared to men is difficult, but the adjusted pay gap would be more likely to show the difference due to discrimination, difference in ability, or willingness to negotiate pay. For these reasons, differences in the gender pay shown here may be more likely to show the gender ideals in an area than the discriminatory practices.
Unemployment RatePopulation Ages 16+ in the Civilian Labor Force
To classify as unemployed, people must not be in the military and must be actively looking for work (also known as the U3 measure of unemployment which is the official unemployment rate). In Rowley, MA, 29% of the population ages 16+ are not employed, but are also not looking for work so they are not considered in the unemployment rate. See the Labor Force Participation Rate for more information.
Labor Force Participation RatePopulation Ages 16+
People in the labor force include those in the armed forces as well as civilians who are employed or classified as unemployed. To classify as unemployed, people must be actively looking for work. Common people that are not considered in the labor force are students, homemakers, retired workers, seasonal workers not currently looking for work, and institutionalized people. In Rowley, MA, 29% of people are neither employed or looking for work.
Full-time employment is typically considered 35-40 hours per week. With the exception of health care coverage, federal law does not regulate the definition of full time employment for compensation and benefits purposes. The Affordable Care Act (ACA/Obamacare) mandates that all employees working an average of 30 or more hours per week at a large employer must be eligible for health care coverage.
Percent with a High School DiplomaPopulation Ages 25+
High school diplomas include equivalencies, but do not include those who reported completing grade 12 without a diploma.
Percent with a College DegreePopulation Ages 25+
College degrees include those with an Associate's, Bachelor's, Master's, Professional school, or Doctorate degree.
Percent with a Post Graduate DegreePopulation Ages 25+
Post graduate degrees include those with a Master's, Professional school, or Doctorate degree.
Not being enrolled in school does not necessarily mean that the student dropped out. Only schools that lead to a high school diploma or college degree are included. Home schoolers were instructed to select private school. Ages 3-4 are not included because preschool programs are not usually mandated by law and only 28% of children in this age range were enrolled in Rowley, MA.
Percent Enrolled in Public SchoolPopulation Ages 5-17 Enrolled in School
Middle Aged and Married (Ages 40-64)
Single female/male families do not necessarily denote single parent households. Single householders living with siblings, their aging parents, or any other relatives would be included.
Racial and Ethnic Diversity
The racial and ethnic diversity index measures the probability that any two people chose at random from Rowley, MA are of different races or ethnicities where higher numbers represent more diversity. It was developed by the University of North Carolina and USA Today in 1991 and adapted in 2000 to account for differences in Census questions. It uses the same calculation methods as the Gini Index used by the Census Bureau to determine household income inequality.
The climate estimates use Rowley, MA weather from 1971 to 2000 at the nearest official weather station which is located at HAVERH.
This weather station's average summer high temps are lower than 69% of other weather stations.
This weather station's average winter low temps are lower than 61% of other weather stations.
This weather station's average precipitation levels are higher than 75% of other weather stations.
|Summary Level||2013 ACS||160 (place)|
|Logical Record Number||2010 Census||0173406|
|Logical Record Number||2013 ACS||0007794|
|State FIPS||2013 ACS||25|
|Place FIPS||2013 ACS||58370|
|Metro Micro Politan Statistical Area Principal City Indicator||2010 Census||N|
|New England City & Town Area Principal City Indicator||2010 Census||N|
|Name||2010 Census||Rowley CDP|
|Name||2013 ACS||Rowley CDP, Massachusetts|
|Functional Status Code||2010 Census||S|
|Legal Statistical Area Description Code||2013 ACS||57|
|State ANSI||2010 Census||00606926|
|Place ANSI||2010 Census||02378212|
|Full GEOID||2013 ACS||16000US2558370|
|Housing Units||2010 Census||607|
|Housing Units||2013 ACS||615|
|Land Area||2013 ACS||1.7 square miles|
|Water Area||2013 ACS||0.0 square miles|
|Population Density||2013 ACS||831.4 people per sq. mile|
|Minimum Bounding Rectangle Or Bounding Box||2013 ACS||[42.706288,-70.894825], [42.729654,-70.857676],|
|Centroid Or Center Coordinates||2013 ACS||42.71864133763, -70.874939440452|
|FIPS Place Class Code||2010 Census||U1|
|Place Size Code||2010 Census||09|