Geraldine Town, Montana
Population 292

Overview

Housing
Median Home Value
$61,000
Half are $52,100 - $89,200
Median Monthly Owner Costs
$729
With a Mortgage
Median Monthly Rent
$391
Includes Utilities
Median Year Housing Built
1955
Employment & Commute
Median Household Income
$31,000
Poverty Rate
26%
Unemployment Rate
3.6%

The city of Geraldine is a rural city located in northern Montana near the Missouri River. It is one of 3 cities in Chouteau County.

Geraldine, MT is a Place (Town):
Often referred to as cities, places can be categorized as Census Designated Places (CDP) or legal entities. The places that are legal entities provide governmental functions. CDPs have no governmental authority and exist only for statistical purposes. They are similar to legal entities in that they are a concentrated population identifiable by a name. Neither cross state lines, but may extend across county lines. A CDP may not extend into a legal entity.

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Housing

1955

Median Year Housing was BuiltAll Housing Including Owner/Renter Occupied and Unoccupied

5.7%

Estimated Abandoned Homes

This estimate includes vacant housing that is not for rent, rented, for sale, sold, for seasonal/recreational/occasional use, or for migrant workers.

78.9%

Home Ownership PercentageOccupied Housing Units

22

Price to Rent RatioOccupied Housing Units

The price to rent ratio compares home values to rental costs. Values over 20 indicate that it is likely more affordable to rent. Values under 15 indicate that it is likely more affordable to buy. Values between 15 and 20 indicate that extra judgment must be taken when making housing decisions. It is calculated as the median home value divided by the median annual contract rent (ie. rent without additional utilities).

$61,000

Median Owner Occupied Home Value

$729

Median Monthly Ownership CostsOwner Occupied Housing Units with a Mortgage

Monthly housing costs include mortgage payments, real estate taxes, insurance, utilities, and condo fees. When comparing to monthly rental costs, be careful to also look at the median number of bedrooms. Owner occupied homes generally include more bedrooms than rentals.

2.0

Housing Affordability (Median Multiple)

The median multiple is the ratio of median house price by the median annual household income. In other words, how many years would it take for the median income to pay off the median home price? Higher values indicate that the incomes in the area are not high enough to warrant the higher home prices. Anything under 3 is considered affordable while higher values indicate that housing is not affordable.

$391

Median Monthly Rent and Utility CostsRenter Occupied Housing Units with Housing Costs

Monthly housing costs include rent and utilities. When comparing to monthly ownership costs, be careful to also look at the median number of bedrooms. Owner occupied homes generally include more bedrooms than rentals.

Employment

$31,161

Median Household Income

39.1

Household Income Inequality

Income inequality is measured using the Gini coefficient. Lower values indicate that household income is spread evenly across the income groups. Higher values indicate that one income group is much more common than others.

26%

Poverty Rate

Poverty status uses the standards set by the Office of Management and Budget (OMB). If a family's total income is less than a certain threshold, every person in the family is considered to be in poverty. The threshold varies based on family size, composition, and age.

$21,518

Median Annual Individual EarningsPast 12 months for the Population Ages 16+ With Earnings

48%

Unadjusted Gender Pay GapPopulation Ages 16+ with Earnings

The unadjusted gender pay gap is the median indvidiual female earnings as a percentage of male earnings. In other words, women who work in Geraldine, MT generally make around 4783% of what men do. Much of that difference is likely due to the number of hours worked (see the Full Time vs Part Time Work chart), occupations chosen (see the Employed by Occupation chart), education, and job experience. Adjusting for each of those factors to see what women with similar qualifications and jobs make compared to men is difficult, but the adjusted pay gap would be more likely to show the difference due to discrimination, difference in ability, or willingness to negotiate pay. For these reasons, differences in the gender pay shown here may be more likely to show the gender ideals in an area than the discriminatory practices.

3.6%

Unemployment RatePopulation Ages 16+ in the Civilian Labor Force

To classify as unemployed, people must not be in the military and must be actively looking for work (also known as the U3 measure of unemployment which is the official unemployment rate). In Geraldine, MT, 45% of the population ages 16+ are not employed, but are also not looking for work so they are not considered in the unemployment rate. See the Labor Force Participation Rate for more information.

55%

Labor Force Participation RatePopulation Ages 16+

People in the labor force include those in the armed forces as well as civilians who are employed or classified as unemployed. To classify as unemployed, people must be actively looking for work. Common people that are not considered in the labor force are students, homemakers, retired workers, seasonal workers not currently looking for work, and institutionalized people. In Geraldine, MT, 45% of people are neither employed or looking for work.

Demographics

292

Total Population

Life Stages

Children Under 10
15%
Children 10-17
21%
Young Adult Singles
9%
Middle Aged and Married
17%
Seniors
25%
Other
14%
9

Racial and Ethnic Diversity

The racial and ethnic diversity index measures the probability that any two people chose at random from Geraldine, MT are of different races or ethnicities where higher numbers represent more diversity. It was developed by the University of North Carolina and USA Today in 1991 and adapted in 2000 to account for differences in Census questions. It uses the same calculation methods as the Gini Index used by the Census Bureau to determine household income inequality.

Climate

The climate estimates use Geraldine, MT weather from 1971 to 2000 at the nearest official weather station which is located at GERALD.

Average Daily Temperatures by Month (°F)

Average Monthly Precipitation (Inches)

Summer High Temps

This weather station's average summer high temps are lower than 62% of other weather stations.

Winter Low Temps

This weather station's average winter low temps are lower than 74% of other weather stations.

Precipitation Levels

This weather station's average precipitation levels are lower than 83% of other weather stations.

Entity Info

PropertySourceValue
State2013 ACSMT
Summary Level2013 ACS160 (place)
Logical Record Number2010 Census0137511
Logical Record Number2013 ACS0002467
Region2013 ACS4
Division2013 ACS8
State FIPS2013 ACS30
Place FIPS2013 ACS30400
Metro Micro Politan Statistical Area Principal City Indicator2010 CensusN
New England City & Town Area Principal City Indicator2010 CensusN
Name2010 CensusGeraldine town
Name2013 ACSGeraldine town, Montana
Functional Status Code2010 CensusA
Legal Statistical Area Description Code2013 ACS43
State ANSI2010 Census00767982
Place ANSI2010 Census02412678
Full GEOID2013 ACS16000US3030400
GEOID2013 ACS3030400
Population2010 Census261
Population2013 ACS292
Housing Units2010 Census140
Housing Units2013 ACS123
Land Area2013 ACS0.5 square miles
Water Area2013 ACS0.0 square miles
Population Density2013 ACS563.7 people per sq. mile
Minimum Bounding Rectangle Or Bounding Box2013 ACS[47.596963,-110.274507], [47.608797,-110.258219],
Centroid Or Center Coordinates2013 ACS47.602860043158, -110.2670588158
FIPS Place Class Code2010 CensusC1
Place Size Code2010 Census06