Government Housing Resources

The following government real estate resources can help consumers navigate the challenges of finding affordable housing. Whether looking for a rental, purchasing your first home, or refinancing and existing mortgage - the following resources are worth checking out:

Federal Reserve

https://www.federalreserve.gov/

The Federal Reserve oversees monetary policy, financial system regulations, banking and payment systems. The Fed's website also offers useful reporting and other financial data.

The Survey of Household Economics and Decisionmaking (SHED), published by the Federal Reserve Board measures the economic well-being of U.S. households and identifies potential risks to their finances. A useful survey that covers the U.S. current financial well-being including credit access and behaviors, savings, retirement, economic fragility, and education and student loans.

HUD Rental Assistance

https://www.hud.gov/topics/rental_assistance

HUD offers local renting information, public housing and privately-owned subsidized housing options through their rental assistance programs.

USA.gov

https://www.usa.gov/housing

Various resources from the government related to housing help. Find government programs that help low-income people find affordable rental housing. Find government programs and information that help new home buyers.

GovLoans.gov

https://www.govloans.gov/loans/browse-by-category/category/6

Find various housing loans offered by the federal government.

Harp.gov

https://www.harp.gov/

The Home Affordable Refinance Program was created by the Federal Housing Finance Agency to help homeowners who are current on their mortgages, but have little to no equity in their homes - but want to refinance.

Federal Housing Administration

https://www.hud.gov/federal_housing_administration

Each year, the FHA helps more than one million homebuyers achieve affordable homeownership.

Federal Housing Finance Agency

https://www.fhfa.gov/Homeownersbuyer

The FHFA offers tools to help homeowners prevent foreclosures and maintain credit availability for refinances.